How it works
Audit your subscriptions in three simple steps.
1. Add your subscriptions
Browse our catalog of 100+ services and add them with one click, or enter them manually. Takes about 30 seconds.
2. See your total spend
Get an instant breakdown of your monthly and annual spend, category breakdown, and how you compare to average.
3. Take action
Share your audit report, set renewal reminders, and get step-by-step guides to cancel what you don't need.
Why LowerMySubs?
Built different from every other subscription tracker.
Privacy First
No bank login. No Plaid. Your financial data stays on your device. We never see your bank account.
Works Globally
Not limited to US banking. Anyone, anywhere can audit their subscriptions instantly.
30-Second Setup
No account needed. No onboarding. Browse our catalog, add your subs, and see your total instantly.
Focused on Subscriptions
Not a bloated budgeting suite. We do one thing and do it really well — audit your recurring charges.
Frequently Asked Questions
Do I need to connect my bank account?
No. LowerMySubs is completely privacy-first. You manually add your subscriptions (or pick from our catalog). We never ask for bank access.
Is it really free?
Yes. The core audit experience — adding subscriptions, seeing your total spend, category breakdown, and sharing your audit report — is completely free. We offer an optional Pro plan for cloud sync, renewal reminders, and cancel guides.
Where is my data stored?
On the free tier, all your data is stored locally in your browser. Nothing is sent to our servers. If you upgrade to Pro, your data syncs to our encrypted cloud database so you can access it across devices.
Does it work outside the US?
Absolutely. Unlike Rocket Money or Trim which require US bank connections via Plaid, LowerMySubs works anywhere in the world. Just add your subscriptions and go.
How accurate is the average comparison?
We use the widely-cited C+R Research 2024 benchmark of $219/month as the average consumer subscription spend. Individual spending varies, but this gives you a useful reference point.